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re is some risk in buying a used automobile because the consumer does not know how the previous owner treated it. A mechanical inspection and vehicle history report may reveal details regarding past or current issues. However, there is still the potential that something could go wrong in the future. The new owner should consider purchasing a Vehicle Service Contract for the used automobile.
Late model, low mileage used autos in the best condition may qualify for a bumper-to-bumper Vehicle Service Contract. This plan offers the most extensive coverage and may include additional benefits like towing and wear and tear or optional coverage for other components. Used vehicle owners should compare the exclusions in each plan to find one that provides adequate coverage at a low cost.
Automobiles that do not qualify for bumper-to-bumper policies may be eligible for comprehensive car warranties. These cover most of the main components and parts within a vehicle and sometimes include value-added benefits and the option to purchase certain additional coverage. Comprehensive policies provide a large amount of coverage for an economical price.
Entire warranties can be voided when the vehicle is misused, such as for competition or racing purposes, off-roading, or overloading. Damage due to an environmental disaster also voids the service contract. An altered odometer or salvage title, even if the owner was unaware, invalidates the contract. To avoid these last two situations, the consumer should get a vehicle history report prior to purchasing a vehicle.
The vehicle owner must maintain the automobile to certain standards in order to keep the extended warranty intact. It is possible to void only a portion of the service agreement, such as repairs for a specific part [link widoczny dla zalogowanych], while retaining coverage on the rest of the vehicle. Things like neglect, use of improper or dirty fluids, or aftermarket parts or modifications can void specific parts of the contract.
Some used vehicle owners want a used car warranty that covers only the essentials, such as the transmission [link widoczny dla zalogowanych], engine, drive shaft, and drive axles. They should investigate the powertrain extended car warranties available because they cover those components and offer the option to include additional components and parts for an added charge. Powertrain policies are ideal for high mileage older cars that need coverage only for major potential repairs.
When a consumer purchases a used auto, the used car warranty should be purchased shortly thereafter. This policy provides coverage for repairs of different components and parts on the vehicle. The owner will only need to worry about covering the deductible, which is usually $100 or less, and paying a low monthly payment for the service contract.