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<table border="0" cellpadding="3" cellspacing="1" width="100%" class="forumline"> <tr> <th class="thCornerL" width="22%" height="26">Autor</th> <th class="thCornerR">Wiadomość</th> </tr> <tr> <td width="22%" align="left" valign="top" class="row1"><span class="name"><a name=""></a><b>jayps2o1ttan</b></span></td> <td class="row1" height="28" valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100%"><img src="http://picsrv.fora.pl/Aniseed/images/icon_minipost.gif" width="12" height="9" alt="Post" title="Post" border="0" /><span class="postdetails">Wysłany: Pon 8:36, 30 Maj 2011<span class="gen"> </span> Temat postu: cheap Shox TL1The Reasons Why Getting A Mortgage M</span></td> </tr> <tr> <td colspan="2"><hr /></td> </tr> <tr> <td colspan="2"><span class="postbody">you walk into any local bank branch in your town cheap Shox TL, they will happily extol to you all of the great benefits of getting a mortgage and why signing for a mortgage right now is simply the greatest thing in the world for you. <br />While getting a mortgage for buying a home can be an arrangement that serves you Nike Shox Arraw +, more often then not this is a type of predatory lending that can lead to you being stuck in a complicated form of financial entrapment for many years to come. With the large number of foreclosures around the country, it is no secret that while your bank will put on a happy smile and answer all your questions politely, they are more concerned with their balance sheets then your financial wellbeing. <br />Why You Should Buy a New House With Your Own Money <br />This article will go against the grain and discuss all the reasons why you should not get a mortgage, and why it may be better for you to simply pay for a new house with your own money. You will also see a strategy you can use to get enough money into a single account that you can authorize a transfer for one half million dollars or more. <br />So why would you want to buy your house yourself? A big part of the home buying process is the excitement you feel when you walk into a new home and begin to visualize yourself living there, and there is nothing that will rain on your parade more heavily then "Oh my gosh, will I need to make payments for 30 years?" <br />By creating for yourself the opportunity to pay off your house in one big money transfer, you allow yourself to enjoy the experience much more fully and forget completely about any sort of financial stress. By using this strategy, it is probably a good idea to have at least twice the listing price of the home in the bank before purchase, so that you are never overwhelmed with recurring tax and utility payments. <br />The Meaning of Making a Cash Offer <br />When you talk about going to the store and paying with cash, you will usually mean paying with paper bills. In real estate jargon however, making a cash offer simply means that you have all the money right now and do not require third-party financing. <br />A Strategy For Buying a House With Your Own Money <br />The first thing you will want to do is go to your local real estate website and look for homes in the price range that you would want to buy. For the example let's say that the home you want to buy is a new model home that is being offered at $750 Nike Shox R4,000. <br />What you will want to do is go to a local bank that you trust and that gets good reviews, and then start with them a new savings account that you might call "New House Fund." Then you will work to put in enough money to do a single transfer for the listing price of the home, and you will probably want to have at least half of the listing price or more left over for other miscellaneous home payments. <br />When you finally save up enough money that you can make a cash offer for a new home in this price range, you are in an excellent bargaining position because now you can drive the price down by making a smaller offer where you have the money to authorize immediate payment.</span></td> </tr> </table></td> </tr> <tr> <td colspan="2" height="1" class="spaceRow"><img src="http://picsrv.fora.pl/Aniseed/images/spacer.gif" alt="" width="1" height="1" /></td> </tr> </table>
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